By: Rex
While it is certainly true that many people would have been better off if they had switched to a more conservative position once reaching their goal, it assumes you are very comfortable with the...
View ArticleBy: Barry Alexander
Interesting idea, but in this era of very low returns you are continually eating into your capital. Now if you can live off the income of your investments you never run out and leave something for your...
View ArticleBy: anon
Barry Alexander: Could you please name some safe investments that yield 3%? Is this pre- or post tax ? Thanks very much.
View ArticleBy: Frank Pistoia
Check out a counterpoint from Vanguard that basically states a continued allocation (although less risky than for a younger person) to both equities and bonds through retirement is superior to a fixed...
View ArticleBy: Mark
Anon, EE savings bonds held for 20 years will yield 3.5% nominal guaranteed. Tax can be deferred until redemption. If inflation goes back up to 3% in the future, series I savings bonds would also yield...
View ArticleBy: Scott
The much better approach to the idea of “stop when you’ve won” is called Value Averaging. The idea there is you have your target and you have your return estimate that you need to get there. In a boom,...
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